by Becky Colley on 13·12·2019
Cash-flow forecasting has become, in recent years, a significant tool in the modern Financial Planner’s service proposition. Technology has been a big driver of this with cash-flow forecasting tools available which can be utilised in front of a client on mobile devices with various scenarios played out.
by on 18·09·2019
Grandparents or family members who care for their grandchildren whilst the parents work, may be eligible to claim additional NI Credits towards their state pension. This is particularly valuable if your client shave gaps in their NI record.
by Steffan Knight on 06·08·2019
Steffan joined us in the support team around 6 months ago. His goal is to become chartered and join the paraplanning team. Being young, and having only worked in the industry for a couple of years, we thought it would be interesting to ask him what his views of paraplanning are in the context of the wider financial planning business. A fresh set of eyes can land their focus on unexpected areas, so see if these views are beneficial to your business.
by Damian Davies on 20·06·2019
PROD is a big deal. Actually, scrub that. PROD is a VERY big deal.
by Damian Davies on 30·05·2019
Your job is about to get a whole heap harder. Since the start of 2018, ex-poste charges disclosure means you have to state explicitly the effect that your fees have on the client’s investment returns.
by Will Morrall on 13·03·2019
The Impact of Article 50 Article 50 of MiFID II states that an adviser must “provide annual ex-post information about all costs and charges related to both financial instruments and ancillary services where they have recommended or marketed the financial instruments, or, where they have provided the client with the KID/KIID in relation to the financial instrument and they have or had an ongoing relationship during the year.”
by Becky Colley on 14·02·2019
Providing a professional service is all about being useful. Being useful is being in the right place to offer the right solution at the right time. In your case, there are two important groups of clients that you can put yourself in the right place at the right time.
by Damian Davies on 15·01·2019
With so many different expectations, this simple document can provide a snapshot of the type of paraplanner behind the CV.
by Damian Davies on 09·10·2018
New rules affecting Pension Transfer advice took effect from the 1st October 2018, replacing the old Transfer Value Analysis (TVAS) with the new Appropriate Pension Transfer Analysis (APTA) that includes a prescribed Transfer Value Comparator (TVC).
by on 25·09·2018
The consequence of MiFID is that if you take a fee for providing a service you have to provide that service or refund the fee. Quite straightforward really and fair to the client, the rub comes when advisers and their firms work out the real cost of providing that service in a post MiFID2 world.
