by Jill Chadburn on 20·10·2022
One important aspect of suitability is how sustainable the advice is in relation to the client’s ability to afford it. This needs careful collaboration between the adviser and the client. In this article, Jill discusses ways to make the client trust you more by telling them how to spend their own money.
by Becky Colley on 13·12·2019
Cash-flow forecasting has become, in recent years, a significant tool in the modern Financial Planner’s service proposition. Technology has been a big driver of this with cash-flow forecasting tools available which can be utilised in front of a client on mobile devices with various scenarios played out.
by Damian Davies on 09·10·2018
New rules affecting Pension Transfer advice took effect from the 1st October 2018, replacing the old Transfer Value Analysis (TVAS) with the new Appropriate Pension Transfer Analysis (APTA) that includes a prescribed Transfer Value Comparator (TVC).
