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Lifetime Allowance Changes & Opportunities

The further reduction to the lifetime allowance from £1.25 million to £1 million in April 2016 will be the third cut to the allowance in four years. So what opportunities are available to individuals who may be caught by the reduction in the future?

Share Dividend Tax Liabilities

Using Pension Contributions to reduce Share Dividend Tax Liabilities

Charitable Giving & Gift Aid

How often do you tell your clients to give money away? This may seem counterintuitive to an adviser, particularly if you have spent years working with your client to build up savings, but if your client is a higher or additional rate tax payer this is certainly something you should look to discuss with them.

Final Salary Pension Benefits

Transfer of final salary pension benefits has quickly become a viable option; not only in relation to the additional flexibility a money purchase arrangement provides, but also in respect of the death benefits.

Second Home Stamp Duty & Income Tax

From April 2016 investment in buy-to-let & second home properties will become harder for the majority. A 3% surcharge on each stamp duty band could potentially choke the market into breathing its last major breath.

The Perfect Suitability Letter

At a recent Threesixty seminar Damian discusses what makes a great suitability letter, breaks down what the regulator wants to see and proposes a suitability report for the near future.

Jon’s Musings

Jon's Musings

Reducing Tax on Pension Withdrawals

Reducing Tax on Lump Sum Pension Withdrawals

2017 IHT Rule Changes

The Chancellor George Osborne announced some long overdue changes to IHT in his Emergency Budget on 8th July after the recent election...

Spousal Bypass Trusts

Passing it on when you pass on...

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    Three tools for perfect factfinding
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