Base Reports

Non Transfer Suitability Report

Suitability letter for COBs 9.4 compliance including:

• Debrief and review between the Paraplanner and the Adviser
• Summary of client’s objectives
• Recommendations for any advice that does not need any transfer analysis
• Based on one type of new plan (either ISA, PP, SIPP, VCT, protection etc) being recommended. Additional plan type recommendations can be added at a cost of £125 each

Fee:  £208Timescale:  8 working days

Transfer Suitability Report

Planning reports including suitability requirements for COBs 9.4 compliance, including:

• Debrief and review between the Paraplanner and the Adviser
• Summary of client’s objectives
• Action to achieve their objectives
• Risks in the action and how these are relevant to the client
• Analysis of existing arrangements and whether to retain policies or not
• Based on one policy being transferred. Additional policies for transfer can be included at a charge of £50 each
• Based on one type of plan being transferred. Additional plan type recommendations can be added at a cost of £125 per type

Fee:  £346Timescale:  10 working days

Client Review Report

Annual review documents that prove how the advisers deliver the service you are charging your clients for, including:

• Debrief and review between the Paraplanner and the Adviser
• Summary of client’s objectives
• Summary of progress towards objectives
• Analysis of existing arrangements


Fee:  £208Timescale:  10 working days

Bed & ISA / Rebalance / Retirement Options Letter

Suitability report to complete the process of moving funds from client’s investment account to their ISA or rebalance an existing portfolio to adviser instructions.

Fee:  £60Timescale:  8 working days

Additional Services

Portfolio Analysis

Analysis of a client’s existing portfolio compared to your recommendations. This will include output of:

• Performance
• Asset allocation
• Volatility
• Stock overlap

Fee:  £120Timescale:  5 working days

TVAS Calculation

• Debrief and review between the Paraplanner and the Adviser
• Completion of TVAS

Fee:  £130Timescale:  5 working days

TVAS Calculation - Including Data Harvest

• Debrief and review between Paraplanner and the Adviser
• Liaison with the Scheme Administrators to obtain all necessary data for review of existing scheme
• Completion of TVAS

Fee:  £210Timescale:  8 working days (scheme administrator dependent)

Pension Switch Analysis

• Comparison of existing personal pensions with proposed plan

Fee:  £43Timescale:  8 working days

Timebank Cashflow

• Calculation of a client’s objectives, using Timebank’s system

Fee:  £36Timescale:  5 working days

Proprietary Cashflow

• Calculation of a client’s objectives, using your proprietary system

Fee:  £122Timescale:  5 working days

Product Filtering

Research to select a product based on adviser’s requirements, to include:

• Debrief and review between the Paraplanner and the Adviser
• Sift on Defaqto Engage
• Shortlist for presentation to the adviser

Fee:  £60Timescale:  5 working days

Fund Filtering

Research to select funds based on adviser’s requirements, to include:

• Debrief and review between the Paraplanner and the Adviser
• Sift on Financial Express Analytics
• Shortlist for presentation to the adviser

Fee:  £60Timescale:  5 working days

Illustrations

Comparative and product specific illustrations, including:

• Product shortlisting through Exchange for protection options
• Product specific illustrations direct from provider

Fee:  £36 per setTimescale:  5 working days

Replacement Contract Form

• Completion of Compliance Replacement Contract Form

Fee:  £43 per productTimescale:  5 working days

Process Letter of Authority

Delivery and tracking of authority instructions including:

• Confirming policy administration centre
• Issuing LOAs to providers
• Following up progress of LOA registration

Fee:  £18 per planTimescale:  10 working days (provider dependent)

Data Harvest

Providing policy information and presented in a usable format to help advisers evaluate specific issues including:

• Investment profile
• Investment options
• Policy restrictions or opportunities
• Full charge breakdown
• Establishing presence or absence of safeguarded benefits and any other policy or fund specific guarantees
• And so on

Fee:  £30 per planTimescale:  10 working days (provider dependent)

Report Amendments

• Making amendments to report following production due to change of advice / product / missing information not supplied at submission

Fee:  from £90Timescale:  5 working days