The recent changes to Capital Gains Tax rates and the introduction of the changes to dividend taxation taking effect from 6 April 2016, give rise to the question of which offers the best value for your clients – Bonds or Collectives?
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Figures released by the Investment Association on 25 January this year show that net retail ethical fund sales reached a new high in 2015, with sales of £715 million
Following the recent budget, we are now looking at six different versions of ISA so it seems like a good time to take stock of what is available.